You have a legal right to request debt validation on an alleged debt.It is a violation of federal law for AscensionPoint Recovery Services to report inaccurate or incomplete information about you.In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. Your Rights When Dealing with AscensionPoint Recovery Services, LLCĭebt collectors must abide by state and federal laws in the United States. These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). If a debt collector is harassing you, you may want to consider filing a complaint. Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). AscensionPoint Recovery Services, LLC Complaints Thus, many collection agencies prefer to negotiate a payment plan with you to recover the debt.
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Lawsuits are time-consuming, expensive, and there’s no guarantee they will result in the collection agency obtaining the full amount owed. However, it’s important to note that initiating a lawsuit is generally a last resort for debt collection agencies. If they win the lawsuit and secure a judgment against you, that judgment could allow them to garnish your wages or levy your bank account. Will AscensionPoint Recovery Services, LLC sue me or garnish my wages?ĪscensionPoint Recovery Services, LLC does have the legal right to sue you for an outstanding debt. They help remove millions of negative items every year from companies like AscensionPoint Recovery Services on behalf of their clients. The most effective way to deal with AscensionPoint Recovery Services is to work with a credit repair professional. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit. As a result, it could harm your credit rather than improve it. And making payments on the debt will reset the clock. It’s best to avoid speaking to a collection agency on the phone. Phone number: (888) 806-9074 Should I contact or pay AscensionPoint Recovery Services, LLC? AscensionPoint Recovery Services, LLC Contact Information
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Get started on the path to better credit today: Fill out the form for a free credit consultation. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report.
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Professional credit repair services work with people who want to get their credit back on track. (While debt collectors may not want this information to be widely known, it’s your right to be informed.) However, it is possible to remove a collection account from your credit history before seven years. Unfortunately, paying the collection could even lower your credit score. How can I remove AscensionPoint Recovery Services from my credit report?Ĭollections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. However, it’s important to verify any debts they claim you owe before making any payments. They are authorized to collect debts on behalf of their clients. Is AscensionPoint Recovery Services legit or a scam?ĪscensionPoint Recovery Services is a legitimate company. AscensionPoint steps in to facilitate this process, ensuring that creditors recover the debts owed to them from these estates. When someone dies, their estate typically becomes responsible for settling any outstanding debts. These debts are often owed to financial institutions and debt buyers. This means they focus on collecting debts owed by individuals who have passed away. Who does AscensionPoint Recovery Services collect for?ĪscensionPoint Recovery Services specializes in a unique area of debt collection known as decedent debt recovery. In such cases, you may see AscensionPoint Recovery Services listed on your credit report as a collections account. If you have an outstanding bill that has not been paid, the debt may be transferred to a collection agency such as APRS. As part of their operations, they aim to collect unpaid debts on behalf of various entities. Who is AscensionPoint Recovery Services, LLC?ĪscensionPoint Recovery Services, LLC (APRS) is a debt collection agency headquartered in Coon Rapids, Minnesota.
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